LMI Lending for Mortgage - User Experience

1

The Marketplace

Begin at the Marketplace and select your industry from the dropdown menu. Then click on the “LMI Lending” Use Case. Click on “Learn More”.

2

LMI Lending

Detail Page

From here, you can learn more about the Solution or select “Get started”, which takes you to the “Create Scenario” screen.

3

Create Your Scenario

On the New Scenario page, complete all the filters. Fields with an asterisk are required:

• Scenario Name: enter a name of your choosing.

• Frequency: How often you want to run your scenario. Choose daily, weekly or monthly.

• Schedule Start Date: From the menu, select the date you want to begin.

• When you have completed the fields, click ”Create”.

This will take you to your dashboard where you will see the newly created scenario.

4

Notice

The acknowledgment notice appears the first time you access the solution. Click the “Accept“ button to go to your solution.

5

Default Map View

Filters and Use Case bar:

This is the first page of your solution.

• Notice the Filters on the left of your screen, and the Use Case bar along the top.

• You should see the LMI Lending title next to Use Case.

• The Map View will appear in bold. (Later you can toggle to the Chart view.)

• Begin by entering the State you want to examine.

6

Filter by State and then narrow by County

• Once you enter a state in the geography filter, you will be able to zoom in and out using your mouse.

• The map will present all the counties available for that state.

7

Filters

This is the view of all the filters when they are expanded.

Geography filter:

The County dropdown will list the available counties within the state.

The blue “Reset“ button resets the Income level, Demographics and Lender filter groups, but not the Geography filter.

Income Level filter:

Income Level choices are based on the % of the Metropolitan Statistical Area/Metropolitan Division definition.

Demographics filter:

Includes Median Family Income, Homeownership Rate, Diversity Index, and Crime Risk Percentile, with a fixed scale.

Lender filter:

The Lender filter will present the top 10 lenders in the selected geography. You may also choose to view one Lender at a time.

8

Map View and Chart View with Insights

• The insights panel will display details for the area you’ve selected: here we see Lassen County, California

• You can switch from Map View to Chart View on the top right of your screen, to review the information in charts and graphs.

9

Filter by County

(Map View)

Once the County option is selected on the left:

• The Insights Panel on the right of the screen is visible and fixed with the county data.

• You can zoom in further to different census tracts within the county, using the blue + or - buttons.

• Click on a different County and the map will change the area of focus, showing all the census tracts of the new County.

• The data scope of the use case is 1 year prior to the query date. This is indicated in top bar (after the use case dropdown): 11/2021 - 11/2022

10

Census tract detail information in Tooltip (Map View)

Census tract tooltip:

• While hovering over each census tract, a detailed tooltip will appear with information regarding the Census tract.

  • The census tract with an income level of 0 will not show any detailed tooltip.

11

Census tract Tooltip Content (Map View)

Census tract information in the tooltip:

Homeownership Rate, Diversity Index, and Crime Risk Percentile bars:

These bars present a percentage or proportion segment in full color for each value (out of 100 or 100%.)

The Top 5 lenders bars:

• This bar chart presents a full-color segment for each Lender's number of Loans, with the maximum number of loans covering the entire scale.

• Lenders with the most loans will appear first, followed by the next four Lenders in the area.

• The first (top) Lender will always have the entire bar highlighted.

12

Filter by County (Chart View)

Components in the center column:

• The upper center column displays the Census Tracts table with internal scrollbar on the right.

• The bottom center column displays bar charts with internal scrollbar on the right:

  • Top 10 Lenders by Loan Type

13

Census Tracts Table

(Chart View)

You can expand the number of rows in the Census Tracts Table from 5 to 12 by clicking on the double arrows on the top right of the table.

You can also hover over the arrows next to Income Level and Total Properties to reorder the information.

14

Bar Chart Tooltip (Chart View)

While hovering over the bar chart, the tooltip will highlight the number of Mortgages per lender.

15

Filter by Income Level (Map View)

• The income levels not needed can be hidden by clicking on the eye icon in the Income level filter group.

• This applies to both Map and Chart View. 

16

Filter by Lender

(Map View)

To filter by Lender, select a name from the dropdown menu in the Lender filter group.

17

Filter by Lender (Map View) Tooltip Content

The filters will update the tooltip content and will include the list of top 5 Loan Officers for that lender (the same list we can see in the chart view).

18

Filter by Income Level (Chart View)

• The components in the center column will present the information related only to the tracts filtered by income level:

• While hovering over the bar charts, a tooltip will present information with the quantity of loans per income level filtered by loan type.

19

Filter by Lender (Chart View)

To filter by Lender, select the desired Lender from the dropdown in the filter column.

20

Export

You can download your solution using the export icon on the top right of your screen.

The content of the Map View and the Chart View can be exported in separate files.

• In Map View, the content included in the file is the currently visible content in the active view.

• The Chart View export feature is available as CSV only.

  • The content included in the file is the currently visible content in the chart view.

  • The applied filters will be included in the file name or the file initial content.