LMI Lending for Mortgage

Why LMI Lending?

LMI Lending provides valuable insights into lending activities within low and moderate-income areas, enabling financial institutions to meet CRA and fair lending initiatives while complying with federal regulations and ESG guidelines. LMI Lending for Mortgage includes:

• Geographical lending analysis

• Compliance with CRA/LMI guidelines

• Identification of variances in lending activities

• Support for fair lending initiatives

• Income level in state, county and Census Tract views

Key Features

• View homeownership rate, diversity index and crime risk percentile

• View CBSA level insights into number of properties, owner transfers, loans and average mortgage price

• View loan type and top loan officers per lender

• Track monthly

• View annual trend data

Data Sources

For more information on the CoreLogic data products used to create your analytic solution, click on the links below.

Property Property delivers information about parcels, location, ownership, structure, legal status, and more on over 154 million residential & non-residential properties.	Owner Transfer Owner Transfer delivers buyer, seller, and transfer details on property transactions for sales and ownership transfers covering up to 50 years of sales history.	Mortgage Mortgage delivers property mortgage transactions including borrower, lender, NMLS ID & Name and mortgage details covering up to 50 years of mortgage transaction history.
Neighborhood Demographics Neighborhood Demographics delivers neighborhood demographic analytics for every state, city and neighborhood in the U.S.	Neighborhood Crime Neighborhood Crime delivers neighborhood crime statistics in several groupings and under three broader categories (Property, Violent and Total).	Neighborhood Real Estate Neighborhood Real Estate delivers specific housing market details for every neighborhood in America, and lets clients compare them against state and national averages.

For a step-by-step walk through of the use case, click on the following link: LMI Lending for Mortgage - User Experience